It seems that you can’t turn on the radio, the television, or even open your email, without someone claiming to have the best interest rate.
There are even companies that will have four banks (all claiming to have the best interest rates) compete for your business.
The fact of the matter is that we all go to the same well for our water, so surprisingly, interest rates should not be your primary focus.
Many factors go into deciding whether a refinance is warranted, and if it is warranted what loan program and interest rate/cost structure best meets your financial goals.
We have analytical tools that allow us to quantify the benefit to you. Let us share almost two decades of experience and knowledge with you and guide you to the best decision regarding your mortgage needs.
And once your refinance is complete, we will continue adding value with our Mortgage Management System.
To whom it may concern:
Purchasing your home is stressful! No matter how many times you have gone through the process or if it’s your first time, it can be a major undertaking UNLESS you are working with a loan officer that knows how to get a loan approved. Mike McIntosh is that loan officer.
When we purchased our first home, we started working with a different loan officer who had been recommended to us by “someone in the business”. This loan officer was a salesman, but not capable of working a loan. One week before closing we found out our loan was denied. We received no explanation why all of the hurdles this other lender said he could overcome now turned out to be insurmountable for him. Fortunately for us, Mike McIntosh took over. Mike, with his knowledge and diligence, was able to get our loan approved and funded without delaying the close of escrow. It is with great pleasure and confidence that we recommend Mike McIntosh.
Sincerely yours,