The Consolidation Analysis Report

See how consolidating your debt can make a life changing difference in your financial future.

We would be happy to provide a Consolidation Analysis Report, which will give you the real picture of rates and fees that will have a major, life-changing effect on your retirement and financial independence. With this report, you now can make intelligent decisions on the impact of your debt consolidation loans and how to invest your savings.

1. Current Liabilities – This is your current debt structure in an easy to read format. This allows you to take a bird’s-eye view of your current liabilities.
2. Recommended Debt Structure – This is your recommended new mortgage loan(s). It calculates the new mortgage loan(s) paying off current debt and freeing up monthly cash giving you additional investment opportunities for your future.
3. Proposed Benefits and Savings – This is the impact of your monthly savings as a result of this debt consolidation loan(s). It represents your savings monthly, annually, and by percentage of your income. It also calculates the impact of what would happen if you applied your new monthly savings towards the principle balance of your new loan(s).
4. Term Reduction – This shows you what would happen if you applied your new monthly savings towards the principle balance of your new loan(s). It calculates your increase in equity in 5 years, 7.7 years, 10 years, and shows when the loan would be paid off.
5. Asset Accumulation – This section shows you how much money you would have if you placed it in some sort of asset accumulation account such as an annuity, money market fund or with a financial planner. The interest rate earned is based on past long-term performance and can be adjusted.
6. Tax Benefits – Homeownership has definite tax advantages. This feature will give you an estimate of the monthly savings that tax benefits can bring you. We advise that you give this information to a tax consultant for an even more accurate picture.
7. Notes - Your mortgage debt planner can give you messages and additional information that can have positive, life-changing impact on your financial picture.